Current Deposit Rates
Effective Date: March 10, 2010

Account Name Minimum Deposit Min. Balance to Obtain APY Interest Rate APY
Senior Preferred Checking $200 N/A .05% .05%
91 Day Certificate $2000 $2000 .75% .75%
182 Day Certificate $2000 $2000 .90% .90%
1 Year Certificate $1000 $1000 1.00% 1.00%
2 Year Certificate $1000 $1000 1.49% 1.50%
3 Year Certificate $1000 $1000 2.08% 2.10%
4 Year Certificate *
(with Rate Protection)
$1000 $1000 1.99% 2.00%
5 Year Certificate $1000 $1000 2.87% 2.90%
 
Liquidity Manager Savings Account Rates
(Minimum deposit to open account is $200)
Min. Balance to Obtain APY Interest Rate APY
$0 - $999 .15% .15%
$1,000 - $14,999 .30% .30%
$15,000 - $24,999 .50% .50%
$25,000 - Over .60% .60%
 
 

*Rate Protection - This 4 year certificate offers a high current yield and maximum protection against fluctuating interest rates. If rates go up, you can adjust your rate up to the rate being offered for the remaining term...and you can adjust it up twice! Even better news is your rate can never go lower than your initial rate or the current rate you have adjusted to.
                  Equal Housing Lender | Member FDIC