HOMETOWN VALUE CHECKING

Make your budgeting and money management easier with a "HOMETOWN VALUE" checking account. Open this checking account with just $200.

Write the checks you want--and never worry about a minimum balance or per check charges. Easy-to-read monthly statements make tracking your money a snap. Enjoy optional benefits like Mutual's Automated Banking Express Line (MABEL), Online Banking & Bill Payment, e-Statements, combined statements, direct deposit, overdraft protection and 24-hour cash access with a Money Express ATM/POS or Visa Check Card.

• No minimum balance
• No monthly service charges or per check charges...ever
• Convenience of check safekeeping