Would you rather pay taxes on your interest,

or...

Earn Interest
on your
Taxes?

Our IRA and Retirement Planning professionals can show you how to minimize taxes and use Uncle Sam's money to enlarge your retirement Nest Egg.

Talk with one of our IRA professionals soon.

Look at the dramatic benefits of early funding
combined with tax deferred growth.

Assumes Annual Compounding at:  5%

IRA-Early Funding IRA-Late Funding Taxable Investment *
Yr. Contribution Year-End
Value		 Contribution Year-End
Value		 Contribution Year-End
Value
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40

$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

$4,200
$8,610
$13,241
$18,103
$23,208
$28,568
$34,196
$40,106
$46,312
$52,827
$55,469
$58,242
$61,154
$64,212
$67,422
$70,793
$74,333
$78,050
$81,952
$86,050
$90,352
$94,870
$99,613
$104,594
$109,824
$115,315
$121,081
$127,135
$133,492
$140,166
$147,174
$154,533
$162,260
$170,373
$178,891
$187,836
$197,228
$207,089
$217,444
$228,316

0
0
0
0
0
0
0
0
0
0
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
0
0
0
0
0
0
0
0
0
0		 0
0
0
0
0
0
0
0
0
0
$4,200
$8,610
$13,241
$18,103
$23,208
$28,568
$34,196
$40,106
$46,312
$52,827
$59,669
$66,852
$74,395
$82,314
$90,630
$99,361
$108,530
$118,156
$128,264
$138,877
$145,821
$153,112
$160,767
$168,806
$177,246
$186,108
$195,414
$205,185
$215,444
$226,216

$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

 $4,132
$8,400
$12,810
$17,364
$22,069
$26,930
$31,950
$37,137
$42,494
$48,028
$49,613
$51,251
$52,942
$54,689
$56,494
$58,358
$60,284
$62,273
$64,328
$66,451
$68,644
$70,909
$73,249
$75,666
$78,163
$80,743
$83,407
$86,160
$89,003
$91,940
$94,974
$98,108
$101,346
$104,690
$108,145
$111,714
$115,400
$119,209
$123,142
$127,206
Total: $40,000 Invested $80,000 Invested $40,000 Invested
Earnings:   $188,316  

   $146,216

   $87,206

Total Retirement
Savings:

   $228,316  

   $226,216

   $127,206

* Assumes a Combined Federal & State tax rate of : 34%

                  Equal Housing Lender | Member FDIC