MSA Current Rates






.35% .35% APY


.75% .75% APY
5 YR CD 1.24% 1.25% APY
48 Month
Auto Loan
4.00%  4.39% APR
30 YR Fixed
3.750%  3.84% APR

  * APR (Annual Percentage Rate) refers to loan products and APY (Annual Percentage Yield) refers to deposit products.  Click here for explanation of terms used to calculate APR.  All rates are subject to change at any time.

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Welcome to Mutual Savings Association

Now Available...MSA Proudly offers Mobile Banking!  Click here for Details.

With over 126 years of commitment to the communities we serve,  Mutual Savings is truly your family financial center.  Our Statement of Condition reflects our commitment to invest back into our local communities.

Mutual Savings offers six full service branches for your convenience.  Mutual is proud to announce the addition of a new Loan Production Office in Savannah Missouri serving the entire St. Joseph Missouri area. 

Please take a few minutes to read the President's Message and learn more about our company philosophy.

Take a look at our Testimonials and see what some of our clients have to say about us.

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